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Letting, Edinburgh
Maximising Rental Return: Cairn Edinburgh’s Premier Letting Agent
Maximising Your Rental Returns with Cairn: Edinburgh’s Premier Letting Agency Navigating the Edinburgh rental market can feel like a roller coaster ride, thrilling yet full of twists and turns. With average rents escalating to £1,372 per month and time-to-let averaging a speedy 18 days, landlords are truly on an exhilarating ascent. As an esteemed Edinburgh Letting Agency, Cairn is here to make sure you not only enjoy the ride but also reap the maximum benefits. The rental market in the Scottish capital is nothing short of a gold mine, especially for those with two-bedroom properties which have seen a staggering 78.5% increase in rental rates over the past decade. A property in Edinburgh is not just a home; it’s a long-term investment that keeps on giving. Whether you are a seasoned property mogul or a new landlord dipping your toes in the rental waters, Cairn’s comprehensive letting services are designed to help you make the most of this thriving market. With an eye-catching “TO LET” board, we announce your property’s availability to the world. Our digital marketing strategy ensures your property is featured on key online residential letting portals, including RightMove and Zoopla, as well as Cairn’s own website and social media channels. Tangible marketing efforts, like our property list and window card, further boost your property’s visibility. Cairn’s services extend beyond marketing. We host open or accompanied viewings to showcase your property to prospective tenants. Our tenant-finding process is meticulous and efficient, cross-referencing our extensive database of active tenants to find the perfect fit for your property. Our diligent vetting process, which includes credit, employment, and income checks, ensures that your tenants are reliable and capable. In a market as vibrant as Edinburgh’s, compliance is key. We assist with landlord registration and organise inspections to ensure your property meets all statutory standards. Rent and deposit collection are seamlessly managed, with the deposit transferred into the Tenancy Deposit Scheme and rent collected in advance. We take care of every aspect of tenancy creation and termination, from preparing the lease and handling the lease signing to transferring utilities and council tax into the tenants’ names. We also issue notices for rent increases and tenancy termination, ensuring that every legal aspect is covered. Our commitment to you doesn’t end once the tenants move in. We carry out regular inspections, manage any property-related queries, and arrange contractors for necessary repairs. Our comprehensive reporting keeps you updated, ensuring your property remains a rewarding investment. In a city where two-bedroom flats in EH12 yield a whopping 6.8% return and three-bedroom properties in EH8 follow closely with 6.5%, it’s clear that the Edinburgh rental market is attractive for landlords. Cairn, your trusted Edinburgh Letting Agency, is here to ensure you play smart and find your winning formula. Let’s embark on a property journey together and make the most of the booming Edinburgh rental market.
Letting, AirBNB
Maximising Profit in Short-Term Letting Management: A Guide
Maximising Profits with Short-Term Letting: A Complete Guide to Management Are you considering short-term letting for your property? Short-term lets, also known as holiday lets, have become increasingly popular in recent years due to the rise of Airbnb & short let rental platforms. It offers property owners the opportunity to earn extra income by renting out their property for a short period of time. However, managing a short-term let property can be challenging, especially if you are new to the industry. Introduction to Short-Term Lets and Holiday Lets Short-term lets refer to the renting out of a property, usually less than six months. Holiday lets, on the other hand, refer to the rental of a property for holiday purposes. Both types of letting involve renting out a property to guests who are looking for a temporary home away from home. Short-term lets can range from a single room in a shared apartment to a whole house or apartment. The rise of popular rental platforms like Airbnb & Booking.com has made it easier for property owners to rent out their property for short periods. These platforms allow property owners to list their property, set their own price, and connect with potential guests from all around the world. Short-term letting has become a popular alternative to traditional long-term rentals, as it offers greater flexibility and higher potential income. Short-Term Letting Services and Their Benefits Short-term letting services like CairnBNB offer a range of benefits for property owners, including: Professional management: Short-term letting including guest screening, cleaning and maintenance. Increased occupancy: help to increase occupancy rates and maximise rental income. Earn higher income compared to long-term rentals: Short-term lets can be priced higher than long-term rentals, especially during peak seasons or major events. Peace of mind: Short-term letting services provide peace of mind for property owners who do not have the time or expertise to manage their property themselves. Flexibility: Unlike long-term rentals, short-term lets allow property owners to use their property when it is not being rented out. Risks and Challenges of Short-Term & Holiday Letting While short-term letting can be a lucrative business, it also comes with risks and challenges. One of the main challenges of short-term letting is the need for constant management and maintenance. Unlike long-term rentals, short-term lets require regular cleaning, restocking of supplies, and maintenance of the property. This can be time-consuming and may require hiring additional staff or contractors to manage the property. Another risk of short-term letting is the potential for damage or theft of the property. Short-term guests may not treat the property with the same care and respect as long-term tenants, which can result in damage to the property or theft of valuable items. Property owners should ensure that they have adequate insurance coverage to protect against these risks. Understanding CairnBNB and its Services CairnBNB is a dedicated short-term letting management arm of Cairn Property, this focused department provides property owners with a range of services to help them manage their short-term let properties. CairnBNB offers a full suite of management services, including property listing, guest screening, cleaning and maintenance, pricing optimisation, and guest communication. One of the main advantages of using a management company like CairnBNB is that it allows property owners to outsource the day-to-day management of their property into these high-yielding, online portals. This can be especially beneficial for property owners who do not live near their rental property or who do not have the time or expertise to manage the property themselves. Importance of Property Management in Short-Term Letting Effective property management is essential for maximising profits with short-term letting. Property management involves a range of tasks, including guest communication, maintenance, cleaning, and pricing optimisation. Property owners who manage their properties themselves should be prepared to invest time and resources into these tasks to ensure that their property is well-maintained and profitable. Short-term letting can be a lucrative business for property owners who are willing to invest time and resources into effective management, pricing, and marketing strategies. Whether you choose to manage your property yourself or use a management service like CairnBNB, effective management is essential for a successful outcome. Are you ready to maximise your profits with short-term letting? Contact CairnBNB today to learn more about our services and how we can help you achieve your short-term letting goals. Visit our CairnBNB section to learn more.
Letting, Edinburgh, Landlords
Edinburgh Letting: New Landlords, Read This
Discover everything you need to know about Edinburgh letting for first-time landlords. Some people become landlords by accident. They move in with a partner and want to hang on to their property. Or they relocate for work and don’t want to sell their home. So, they decide to rent it out. Others are more deliberate, viewing buy-to-let as a sensible long-term investment. No matter how you’ve arrived at your decision to let out your Edinburgh property for the first time, this post is for you. Here, we lay out the steps you need to take before you become a landlord, and what you need to do once you’ve found your tenants. New to Edinburgh letting? What you need to do before renting out your home Before you even contemplate putting your home up for rent, you need to make sure your mortgage lender allows it. If you have a standard residential mortgage, you’ll have to ask for “consent to let,” which is where your lender will give you permission to rent out your property with a residential mortgage. This is usually for a set amount of time. Otherwise, you’ll need to switch to a buy-to-let mortgage. If you don’t have a BTL mortgage and you try to rent your property on a residential mortgage without consent to let, you run the risk of breaching your contract. And if that happens, it could result in your lender demanding instant repayment of the full mortgage balance! Once you have the mortgage sorted, the next step is to amend your insurance policy to include landlord insurance. Having tenants living in your property can affect your liability. You must also register as a private landlord with the Scottish Landlord Register. Everyone named on the title deeds must do so. Failure to register is a criminal offence and can result in a fine. You can register as a landlord here. Finally, if you’re planning on renting to three or more unrelated people, this will be classed as a house of multiple occupancy (HMO). HMOs require an additional licence. Learn more about Edinburgh HMOs here. Found your tenants? Here’s what you need to do next First, it’s important to note that there’s a lot of responsibility that comes with being a landlord. If you’d rather take a hands-off approach, working with a local property management company (like Cairn) can be a big help. Learn more about our management services here. However, if you want to try your hand at being a DIY landlord, there are several things you’ll need to do: Conduct all viewings of the property Get references for all tenants Take deposits and move funds from tenants Ensure all compliance is in place for the tenants’ move-in (safety certificates/maintenance/cleaning) Conduct inventory Create the correct tenancy agreement and ensure all parties sign it Meet with your tenants and give them a tour of the property. Show them how to switch off the electricity, how to reset a blown fuse, and how to switch off the water supply in an emergency — plus anything else specific to your property. Once you’ve received your tenant’s deposit, you’ll need to place it into a Tenancy Deposit Scheme within 30 working days of the start of the tenancy. You should also notify your tenant in writing which scheme is holding their deposit. Finally, you should notify the local authority and the property’s utility providers that a tenant is moving in (and that you no longer live there) so that the Council Tax account and energy accounts can be updated. You should also let your tenant know that you’ve done this. Of course, your responsibilities as a landlord don’t end there. Throughout the tenancy, you must: Respond to reactive maintenance/emergency out-of-hour issues (weekends and evenings) Conduct periodic inspections of the property Handle tenant complaints Handle neighbour complaints Collect rent/chase rent if in arrears And at the end of the tenancy, you must: Conduct a move-out inspection Handle deposit deductions/deposit disputes Re-advertise the property and start the process all over again If this seems like too much to handle, we have friendly and qualified staff here at Cairn ready to help you with the management of your property. Whether it was accidental or on purpose, if you’re entering the world of Edinburgh letting as a landlord, Cairn can help. We can look after everything to make sure you remain compliant and your tenant enjoys a safe and happy experience. Contact us here to learn more.
Letting, Glasgow, Hints & Tips, Landlords
Glasgow Letting: New Landlords, Read This
Glasgow Letting: New Landlords, Read This Discover everything you need to know about Glasgow letting for first-time landlords. Perhaps you’ve moved in with a partner and you don’t want to sell your property. Or maybe you’ve had to relocate temporarily for work and you want to hang on to your investment. Either way, if you’re thinking of letting out your Glasgow property for the first time, this one’s for you. Here, we lay out the steps you need to take before you become a landlord, and what you need to do once you’ve found your tenants. New to Glasgow letting? What you need to do before renting out your home One of the first things you need to do before you rent out your home is to make sure your mortgage lender allows it. You’ll need to ask for “consent to let” (which is typically for a set amount of time) or you may need to switch to a buy-to-let mortgage. Otherwise, you run the risk of breaching your mortgage contract, and this could result in your lender demanding instant repayment of the full mortgage balance. Next, you’ll need to contact your insurance provider and amend your policy to include landlord insurance. Having tenants living in your property can affect your liability. You must also register as a private landlord with the Scottish Landlord Register. Everyone named on the title deeds must do so. Failure to register is a criminal offence and can result in a fine. You can register as a landlord here. Finally, if you’re planning on renting to three or more unrelated people, this will be classed as a house of multiple occupancy (HMO). HMOs require an additional licence. Learn more about Glasgow HMOs here. What you need to do once you’ve secured your tenants There’s a lot of responsibility that comes with being a landlord. If you’d rather take a hands-off approach, working with a local property management company (like Cairn) can be a big help. Learn more about our management services here. If you want to be a DIY landlord, you’ll first need to Conduct all viewings of the property Conduct referencing off all tenants Take deposit and move in funds from tenants Ensure all compliance is in place for the tenants move in (safety certificates / maintenance / cleaning) Conduct inventory Create the correct tenancy agreement and ensure all parties sign this Meet with your tenants and give them a tour of the property. Show them how to switch off the electricity, how to reset a blown fuse, and how to switch off the water supply in an emergency — plus anything else specific to your property. Once you’ve received your tenant’s deposit, you’ll need to place it into a Tenancy Deposit Scheme within 30 working days of the start of the tenancy. You should also notify your tenant in writing which scheme is holding their deposit. Finally, you should notify local authority & the properties utility providers that a tenant is moving in (and that you no longer live there) so that the Council Tax account & Energy accounts can be updated. You should also let your tenant know that you’ve done this. Throughout the tenancy: Respond to reactive maintenance / emergency out of hour issues (weekends and evenings) Conduct periodic inspections of the property Handle tenant complaints Neighbour complaints Collect rent / chase rent if in arrears At the end of the tenancy: Conduct move out inspection Handle deposit deductions / deposit disputes Re-advertise the property and start the process all over again If this seems like too much to handle we have friendly and qualified staff here at Cairn ready to help you with the management of your property. Whether it was accidental or on purpose, if you’re dipping your toe into the world of Glasgow letting as a landlord, Cairn can help. We can look after everything to make sure you remain compliant and your tenant enjoys a safe and happy experience. Contact us here to learn more.
Letting, Buy To Let, Hints & Tips, Landlords, Services, West End
How to Choose the Right Glasgow West End Letting Agents for Your Rental Property
How to Choose the Right Glasgow West End Letting Agents for Your Rental Property Are you a landlord looking to rent out a property (or properties) in Glasgow’s West End? Working with the right Glasgow West End letting agents can make a world of difference. Here, we explain all. For many buy-to-let investors in Glasgow, investing in the city’s iconic West End is a no-brainer. This much sought after location combines glorious green space with bustling cafes, trendy bars & restaurants, and countless transport hubs and local amenities. Popular with students and young professionals alike, rental properties are constantly in demand. And if you’re thinking of adding to your portfolio in this part of the city (or you’re looking for help managing your existing properties), working with expert Glasgow West End letting agents is a must. Here, we explain how to shortlist and choose the right agent. What Should You Look for in Glasgow West End Letting Agents? In our experience, there are three key questions you should ask yourself when shortlisting your Glasgow West End letting agents. Let’s explore in more detail: 1. Are they local to the area? Whether you live elsewhere in the city, the country, or overseas, when you appoint a letting agent to look after your property (or properties), it pays to work with someone local to where your portfolio is situated. That way, you know you have boots on the ground if your tenants require any help or advice, of if an emergency situation arises, such as flooding or fire. Cairn is located on Gibson Street, smack dab in the middle of the busy Kelvinbridge area. We’re a stone’s throw from Kelvingrove Park and 5 minutes from the University of Glasgow. While other letting agents might claim to keep an eye on the West End, our staff know it inside out. 2. Do they have experience dealing with student lets and HMOs? A large proportion of the renters in the West End are made up of students attending one of the city’s major universities or colleges, many of which are easily accessible from this part of the city. When you’re choosing a West End letting agent, they must have experience in dealing with student lets and HMOs. With so many rules and regulations you need to adhere to as an HMO landlord, you need to know you’re in safe hands and on the right side of the law. At Cairn, we invest heavily in our people, our staff are both qualified and abreast of legislation to help ensure we meet your obligations as a landlord. In investing to ensure our staff are Letwell and ARLA qualified, we also have an in-house specialist in first tier tribunals and compliance, where normally a landlord would have to pay extensive solicitor fees, our dedicated team keep you compliant. We’ve been dealing with students and HMOs since day one. Discover why we’re the best letting agents for Glasgow students here. 3. Do they have trusted local trade contacts? Above all else, you should have complete peace of mind that your investment is being maintained to a high standard. And a crucial part of this is making sure your West End letting agents have the right processes and contacts in place to safeguard the condition of your portfolio. When you work with Cairn, we carry out regular inspections and report directly to you. We also deal with any queries or property management issues, and we arrange appropriate (and vetted) contractors to carry out any repairs. See more: Management Services Cairn: Proudly Serving the West End of Glasgow Since 1999 Thinking of working with Glasgow West End letting agents? Choose Cairn. Contact us today and speak to one of our friendly (local) property experts.
Letting, Edinburgh, Hints & Tips, HMO Properties, Student Accommodation
Why We’re the Best Edinburgh Letting Agents for Students
Why We’re the Best Edinburgh Letting Agents for Students Searching for Edinburgh letting agents for students? Look no further! As a student embarking on the college or university experience, you have some big choices to make. One of these is where you’ll live while you’re there. The truth is, your choice of accommodation can have a major impact on your enjoyment of student life. Not only should it be safe, secure, and clean, but it should be within close proximity of the main college or uni buildings. For this reason, it makes sense to work with a reputable Edinburgh letting agent for students. At Cairn, we’ve been helping students find suitable accommodation in the city since 1999, building a fantastic reputation for our professional, caring services. Why we’re the best Edinburgh letting agents for students Expert assistance for student tenants Believe it or not, some letting agents in Edinburgh won’t help student tenants. At Cairn, it’s something we specialise in, with our team helping hundreds of students source accommodation every year. There’s nothing we enjoy more than helping students find the perfect place to live whilst studying in this fantastic city. We offer support and assistance every step of the way, from viewing student properties to reporting repairs once you’ve moved in. We provide the link between you and the landlord, with our team working in your best interests throughout the whole tenancy. Edinburgh’s top HMO experts Many students opt to live in an HMO property in Edinburgh. Often, this is a good move, especially as it allows you to split the bills several ways depending on how many people live there. This makes it much more affordable than many other accommodation options. Living in an HMO is also a fantastic way to meet new friends in the city. Of course, not all HMOs are of the same standard. That’s why it’s best to contact us to help you find an HMO that’s fully licensed and regularly inspected. We are HMO specialists in Edinburgh & Glasgow, working with many reputable HMO landlords in the city. Your local letting agent At Cairn, we’re proudly local, with our team committed to serving those living, working, and studying in the city of Edinburgh. You’ll find us on Haymarket Terrace, not far from the main university buildings. Our strong local presence means we’re always on hand to deal with any issues right away. Living away from home for the first time can be daunting, however, you can relax in the knowledge that you have an experienced Edinburgh letting agent on hand to assist you in any way we can. Simply pop into the office and let us know how we can help. We have a first-class knowledge of the city, which means we’re best-placed to help you find the perfect student accommodation. Cairn: Your Edinburgh letting agents Finding the right accommodation in Edinburgh can be challenging, especially if it’s your first time living away from home. Fortunately, Cairn is on hand to help you find the right student let in the city, helping you settle into your new flat in no time at all. Get in touch today to find out more.
Letting, Glasgow, HMO Properties, Student Accommodation, Tenants
Why We’re the Best Glasgow Letting Agents for Students
Why We’re the Best Glasgow Letting Agents for Students Are you looking for Glasgow letting agents for students? Here are three reasons why we’re the best around. Glasgow is ranked first in Scotland, fourth in the UK, and 39th in the world when it comes to the best student cities — and it’s easy to see why. With an impressive mix of students, world-renowned universities, historic landmarks, breathtaking architecture, friendly locals, and vibrant, contemporary culture, Scotland’s biggest city is hard to beat. If you’re moving to Glasgow to further your education, you’ve made a great choice. But you’re going to need somewhere to rest your head after a day of lectures (or a night in the student union). That’s where we come in. Cairn has been helping students rent in Glasgow since 1999, and we can help you, too. Here are three reasons why we’re the best Glasgow letting agents for students. Why We’re the Best Glasgow Letting Agents for Students 1. Helping Student Tenants from Day One Some estate & letting agents in Glasgow won’t take on student tenants. That’s not our style. We love helping students take that first exciting step towards living away from home. We also appreciate that it can be a bit daunting, to begin with. That’s why we’re always on hand to advise if there’s ever anything you’re unsure about. On our website, you’ll find a few handy “how-tos” (here), and we make it super simple for you to report a repair in your property. 2. HMO Experts Moving to an HMO property as a student makes a lot of sense. You get to split the bill three, four, or five ways (or more, depending on the size of the property), and it gives you a chance to meet and live with new people. But not all HMOs are made equal. As HMO experts, we make sure the properties on our watch are fully-licensed, inspected regularly, and safe for student occupancy. Read more about our approach to HMOs here: Cairn: HMO Specialists in Glasgow. 3. Proudly Local Our Glasgow office is based on Gibson Street, a stone’s throw from the stunning grand main building of Glasgow University. We think having that local presence is vital — you don’t want to deal with agents located two towns over. Rather, you should be able to pick up the phone and pop by for a chat if required. We also know the city like the back of our hands. If you’re unfamiliar with Glasgow, our localised team of letting agents can help you figure out the best place to rent in relation to your campus, taking class times and public transport into account. Cairn: Your Glasgow Letting Agents Whether you’re moving at the start of term time or while classes are in full swing, we can help you find the right student flat in Glasgow for you. Get in touch to learn more.
Letting, Landlords
Landlords – we take referencing seriously!
Landlords – we take referencing seriously! At Cairn we pride ourselves on our strict and comprehensive referencing processes. Protecting our landlords from potential fraud risks or tenants that do not meet our criteria is a top priority at Cairn Letting. As COVID-19 has introduced further complications for landlords, we will make sure you are fully updated with new legislation and facts regarding the changes to Government Legislation. We have a highly experienced Compliance Manager and our Property Managers are all Fully Qualified, holding certificates with Letwell and ARLA who will ensure you are protected and can support you with any difficult situations you find yourself in whilst letting out your property. Please find a list of the referencing documents we ask prospective tenants for in order to fully protect our landlords: Credit check – We feel this is crucial in obtaining the correct tenant for our client and allows us to validate if they are suitable for the tenancy Two Proofs of Address – This is important in order to ensure the potential tenants are who they say they are along with a copy of photographic ID National Insurance Number Check residence status – For overseas tenants we ask to see a copy of their visa or residence permit to ensure that they are entitled to be in the UK. Check for previous First-tier Tribunal for Scotland (Housing and Property Chamber) eviction and civil proceeding decisions against the tenant on the tribunal’s website here. Cairn always look into the detail of any case as sometimes the tenant will not be at fault. Employer/pension provider/accountant reference – this will detail their job title, contract duration and/or annual income. Last 3 months pay slips – This is a further procedure to check their current job role and salary is correct For students, we ask for a letter from their university confirming their student status. For students funded/paid by an organisation or government, we ask for evidence of paid income or funding for living expenses . Landlord reference – if the tenant has lived in rental accommodation in the past then we will obtain a reference from their former landlord/letting agent. This will state the tenancy dates, monthly rent due, details of any arrears, whether the property was kept clean and tidy, whether deductions were made from their deposit and whether there were any problems with anti-social behaviour or other breaches of the tenancy terms. If a potential tenant does not meet our affordability checks we will ask if they can provide a guarantor. A guarantor is a person who agrees to pay the rent if the tenant fails to do so. You may also choose to ask for a guarantor if the prospective tenant hasn’t rented before, doesn’t have a regular source of income or you have any other concerns about their ability to pay the rent. For student applications we ALWAYS ask for a guarantor.
Letting, Edinburgh, Hints & Tips, Landlords
A Short Guide to Letting in Edinburgh
A Short Guide to Letting in Edinburgh Interested in letting in Edinburgh? Here’s what you need to know. With Edinburgh property as sought after as ever, buy-to-let opportunities haven’t lost their appeal. Average rents are up 39% in the past ten years according to ESPC, demonstrating the fantastic long-term investment potential the rental market offers. If you’re a first-time landlord, read our short guide to letting Edinburgh properties. 4 Things You Need to Do When Letting in Edinburgh 1. Register your rental property Before you can let out your property, you’ll need to register with the City of Edinburgh Council. Since this is a legal requirement, failing to do so could land you in hot water. You could even face a £50,000 fine in some cases. To register as a landlord, visit the Scottish Landlord Register website or contact your local housing department. 2. Understand your responsibilities Letting out your rental property isn’t a simple case of finding tenants and pocketing the rent each month. As a landlord, you have a wide array of responsibilities you’ll need to carry out to ensure you comply with the law. This includes creating tenancy agreements, securing deposits in a tenancy deposit scheme, and arranging Energy Performance Certificates (EPC). You must also take steps to ensure your tenants are safe while living in your property, such as annual fire safety, electrical safety, and gas safety checks. 3. Market your property Don’t underestimate the importance of marketing your rental property when letting in Edinburgh. There are many properties available for rent in the capital, and yours must stand out from the crowd to stand a chance. Although it can be tempting to skip the marketing process to save money, it’s essential when it comes to finding quality tenants who can be relied upon to pay rent on time each month. A local letting agent can market your property using various methods, making sure it’s visible and appealing to as many prospective tenants as possible. 4. Carry out repairs quickly When letting in Edinburgh, you may have to carry out repairs in your rental property. You need to ensure the property meets two sets of standards: the Repairing Standard and the Tolerable Standard. Always carry out repairs in a reasonable amount of time. What is considered “reasonable” depends on the type of repair. If the problem makes the property unsafe, you’ll need to get it fixed as quickly as possible. However, many landlords either don’t have time or live too far away to make or manage repairs to their properties. Fortunately, if you choose a fully managed letting service, your agent can arrange the repairs on your behalf. Letting in Edinburgh with Cairn Property Edinburgh remains one of the best cities in the UK for buy-to-lets. Not only does it have a growing population and a thriving economy with over 50,000 businesses, but it also has six universities, making it ideal if you want to let out your property to students. Work with a reputable Edinburgh letting agent (like Cairn) to maximise the potential of your buy-to-let investment in the Scottish capital. Contact us to learn more about our letting services. .flex_column.av-8egpo-b95516b53cac3006319c6f701afd6499{ -webkit-border-radius:0px 0px 0px 0px; -moz-border-radius:0px 0px 0px 0px; border-radius:0px 0px 0px 0px; padding:0px 0px 0px 0px;
