Thinking of buying a tenanted property?   Worried how much it’s going to cost you?   In short, buying a tenanted property maximises cashflow and reduces capital expenditure.   When you buy an empty buy to let property you do have to factor into account your additional costs, property fit out, licenses, certificates, agency fees, […]

For many, when their children go to university or college there are only a few options open to them; continue to have them live at home, have them register for a space in the student halls, or look for a private rental property they can stay in while in further education. Depending on logistics, the […]

The UK is experiencing an upsurge in the sale and purchase of tenanted properties but is the trend just a fad or a viable option for property investors? A tenanted property is one sold with tenants currently living there. The removal of tax relief for buy to let finance costs has led some landlords to […]

By Donald Parbrook, Head of Tax, Milne Craig, Chartered Accountants Landlords may be forgiven for feeling like the new changes in tax rules were made up in La La Land.  Certainly the changes are music to the ears at the Treasury.  It seems both Scottish and English Governments have little or no interest in making […]

Worried about your BTL portfolio and whether your ROI and Yields are strong enough? Should you sell your HMO or try and reduce your Cap-EX to increase your returns? Have you maximised your ERV or is it to low? Confused? Do you know your BTL’s from your HMO’s to your Capex’s? All these abbreviations and […]

Did you know that half of all businesses start in the home? The number of sole traders and businesses trading from home is growing, so should this group be a target market for landlords? The Federation of Small Businesses Scotland used their most recent report to put pressure on the Scottish government to support home […]

The demand for student accommodation has prompted a property investment boom. Scots might be portrayed as having short arms and deep pockets but the Scottish student accommodation market is positioned to command the biggest yields for property investors – sceptics will say thanks to the diverse background of students in Scotland! Rising demand for purpose […]

Is your time as a Buy-To-Let property millionaire just around the corner? Stocks and shares are unpredictable and inflation is forcing low interest rates so more people are considering this opportunity. At Cairn we help people with all degrees of experience in investing in residential property to negotiate the challenges of the BTL market. Here […]

If you have an interest in the property market you will be aware that from early next year the Scottish Parliament’s first new tax will come into play. From April 1st, 2015, for the first time, Scotland will have a different rate of taxation from the rest of the UK.  While England, Northern Ireland and […]